How Health Benefits Work

Next Steps

Learn more about Medicaid

Apply for Medicaid or Freedom to Work

You can apply for Medicaid or Freedom to Work:

Note: With MIBridges, you can apply for the Food Assistance Program (formerly Food Stamps), the Family Independence Program (FIP), and other benefits at the same time as you apply for Medicaid.

For help with your application, visit or call your local county human services agency or call the Medicaid Beneficiary Help Line at 1-800-642-3195 or 1-866-501-5656 (TTY). Tip: If your county human services agency doesn't know about Freedom to Work, mention Section 174 of the BEM manual.

Learn more about Medicare

  • Visit
  • Use the Medicare Plan Finder to compare Part D and Medicare Advantage plans.
  • See how Medicare interacts with private health coverage in How Medicare works with other insurance.
  • Call MMAP, Inc. at 1-800-803-7174.
  • Call Medicare at 1-800-633-4227 or 1-877-486-2048 (TTY). The line is open 24 hours a day, 7 days a week.
  • Read Medicare & You, Medicare’s official handbook, which explains benefits, costs, services, health plans, and prescription drug plans.

Learn more about employer-sponsored coverage

To learn more about employer-sponsored coverage, talk to your employer’s Human Resources department. It will know about the specifics of the health coverage options it offers.

Learn more about individual coverage

Benefits Planning Services

If you're currently on SSI, SSDI, or DAC benefits, and you're looking for a job, a trained Benefits Planner can help you avoid problems with your job plan. If you need help or have questions about your situation, you can call the Ticket to Work Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY) Monday through Friday from 8:00 a.m. – 8:00 p.m. EST.

View DB101's full list of experts who can help you understand different benefits.

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