The BasicsWhy Assets MatterABLE AccountsIndividual Development AccountsPlans to Achieve Self-SupportTax Credits and ToolsSpecial Needs TrustsNext Steps

Building Your Assets and Wealth

Try It

    updated December 17, 2024
    Building Your Assets and Wealth

    The Basics

    Many people with disabilities have low income and limited assets. It can feel hard to change this if you get public benefits, because programs like Supplemental Security Income (SSI) and the Food Assistance Program have rules about saving money.

    However, there are steps you can take to start building your assets:

    Try one or more of these steps, so that you can save money and become more self-sufficient over the long term.

    ABLE accounts help you build more assets

    ABLE accounts let people who have disabilities that began before they turned 26 keep money in a special tax-advantaged account. The first $100,000 in an ABLE account does not count against the $2,000 Supplemental Security Income (SSI) resource limit, and none of the money in an ABLE account counts for Medicaid.

    Learn more about ABLE accounts.

    Learn more

    ABLE Accounts

    ABLE accounts help people with disabilities save money without losing benefits.

    Getting Past the Myths: The Truth About Working

    Get the facts about how benefits support work.

    Housing

    Section 8, public housing, and other programs help pay for housing.